Hurricane Rina- Now a Category 2 Hurricane- see projected path- Is Florida a Potential Target?

October 25, 2011

Here is the latest 11 am statistics for Hurricane Rina and projections for a possible Florida target location from Central Florida news:

http://www.cfnews13.com/article/news/2011/october/333804/Could-Florida-be-a-potential-target-for-Rina-and-new-low-in-tropics

I’ll have the selected Citizens of Florida 2011 Vendor link posted later today for those looking for legitimate Florida assignments from assigned vendors. As anyone who follows my information, I do not recommend ANY adjuster work for anything but a Level I adjusting firm- meaning a firm who has the direct assignment with a carrier- not a 2nd, 3rd, or more tier adjusting firm for your own protection getting paid. More on all of this in a later post today.


Update on FL Claim Litigation and Appraisal provision on Citizens of FL Case 2/2011- Just a ClaimSmentor Moment Update

February 9, 2011

Here’s a great blog entry  by the Florida Legal Blog you may want to read about a court decision on the Appraisal provision in Florida. The case involved a Citizens of Florida case:

http://www.floridalegalblog.org/2011/02/insurance-appraisal-not-appropriate-if.html


ClaimSmentor newest Sponsor- Action Catastrophe Team to host Citizens of Florida Daily and Catastrophe Team 2011 Certification Classes

January 20, 2011

Thanks to Tom Nowalowski, President and owner of Action Catastrophe Team who I have known and worked with during the major 4 in 04 hurricane season is our latest sponsor on ClaimSmentor. Special thanks to him for supporting our online  e-mentoring program at ClaimSmentor and for sharing his class schedule with our members.

Tom does have one request that you go to their website linked above and fill out the adjuster information sheet which is required to register for their free Citizens of Florida 2011 classes which are listed below:

Action Catastrophe Team

 

 

 

Join Our Mailing List

Upcoming Citizen’s Certification Classes from Action Catastrophe Team

 

Hello Again!!

We hope everyone has has an enjoyable start to what we hope is a very healthy and prosperous 2011.  As we enter the New Year, it’s time for us to start turning our attention to this years’ new, yearly Citizen’s certification classes.

 

A.C.T. is very fortunate to be a vendor for Citizen’s, handling both Non-Cat (Daily) and Catastrophe claims.  We have adjusting positions available for Residential, Commercial, Sinkhole,  Liability, Team Lead, and Inside Examiners for both Daily and Cat claims.

 

The early predictions indicate the 2011 Hurricane Season will be more active than normal and there is a high likelihood that Florida will once again be in the bulls-eye.  Don’t let the less than active last couple of years lull you into a false sense of security. 

 

We could have another 2004 or 2005 season at any time and if you want to participate when it happens, you MUST attend one of the FREE, MANDATORY, Citizen’s Certification Classes we will be offering.

 

Unlike past years, Citizen’s is combining the Cat and Non-Cat classes into one session.  Even if you attended a Citizen’s class in the past, you have to be re-certified every year. 

 

We have scheduled five seperate Certification classses and smaller group sessions in Florida are possible at a later date, along with a possible Miami/Ft. Lauderdale meeting, if demand warrants.

 

To register, simply reply to this e-mail with the location you wish to reserve a seat in.  You will receive an e-mail confirmation.  Also, even if you are currently on our roster, you MUST go to our Website www.actioncatteam.com and visit the “Contact Us” page.  While there, fill out the On-Line Information sheet to ensure we have your current contact information and prior claims experience.  It will only take a couple of minutes to complete and is REQUIRED. 

You will be prompted to forward a resume’ to tom@actioncatteam.com and you will not be admitted into the meeting without us receiving your current resume’ in advance.  Examples of an acceptable resume’ will be sent with the tentative confirmation. 

 

Once you are confirmed to attend, we will send specific information as to the materials you will need to bring to these meetings.  In addition to a current resume’ a Background Check will be done on all adjusters.

 

Feel free to forward this to any adjusters you know that would like to join our Team.  Hope to see you soon.

 

Tom Nowakowski

President/Claim Operations Manager

Office:  800-516-6978

Cell:  940-452-0174

Fax:  207-226-5718

tom@actioncatteam.com

http://www.actioncatteam.com

 

 

 

 

Tallahassee, Florida

We traditionally make the Holiday Inn in Tallahassee one of our first Certification Class locations.  There are several hotels/motels nearby and this year, they have taken over ownership of the old Marie Livingstons Steakhouse that is on the property, and converted it into the Monroe Street Conference Center.  Our Meeting will be held inside the Monroe Street Conference Center.

Event Info

Saturday, February 12, 2011

8:00 AM – 5:00 PM  (Eastern Time)

2714 Graves Rd. Tallahassee, FL 32303

850-536-2005

 

There are special rates for the Holiday Inn, Comfort Inn, Days Inn if you say you are attending the Citizen’s Training for Action Cat Team.

 

 

 

 

Atlanta, Georgia

We had a GREAT turnout in Atlanta last year and we are happy to provide a location in the Atlanta area again for this year’s classes. 

The meeting will be at the Golden Corral restaurant meeting room.  There is no charge for the meeting, but the restaurant has given us use of the meeting room with the understanding that many of our attendees will want to eat lunch with them. The lunch is under $8.00. If you aren’t familiar with them, they offer one of the best buffets you can buy.  Refreshments will be provided throughout the day.

Event Info – 2 DIFFERENT MEETING DATES AVAILABLE

Tuesday, February 15th, 2011 OR Tuesday March 29th, 2011

9:00 AM – 5:00 PM  (Eastern Time)

2155 Riverside Parkway Lawrenceville, GA

 

There are several motels close by if you need one you can Google either Lawrenceville, Suwanee, or Norcross for the motels nearby.

 

 

 

 

Arlington, Texas

Arlington is convenient to several major cities around the Dallas/Ft. Worth area and our meeting there will be held at the LaQuina Inns and Suites.  They are offering rooms at special rates which  include breakfast and free airport shuttle service. 

 
Event Info

Saturday, February 26th, 2011

8:00 AM – 5:00 PM  (Central Time)

825 N. Watson Rd.  Arlington, TX 76011

817-640-4142

 

 

 

 

Tampa/St. Petersburg, Florida

Our meeting in the Tampa Bay area is conveniently located not too far off of the main bridge into St. Petersburg.  The Comfort Inn is also offering special rates if you say you are attending our Citizens Training Class.  A single room is $79.99 and 2 Double bed room is only $84.99 + tax.  Free Deluxe Continental breakfast is included.  Please mention “Citizen’s Training Class for Action Catastrophe Team” when you call.

Event Info

Saturday, March 5th, 2011

8:00 AM – 5:00 PM

2260 54th Ave North,  St. Petersburg, FL 33714

727-362-0075

 

 

 

 

Atlanta, Georgia (2nd Meeting Date in Atlanta)

We had a GREAT turnout in Atlanta last year and we are happy to provide a location in the Atlanta area again for this year’s classes. 

The meeting will be at the Golden Corral restaurant meeting room.  There is no charge for the meeting, but the restaurant has given us use of the meeting room with the understanding that many of our attendees will want to eat lunch with them. The lunch is under $8.00. If you aren’t familiar with them, they offer one of the best buffets you can buy.  Refreshments will be provided throughout the day.

Event Info – 2 DIFFERENT MEETING DATES AVAILABLE

Tuesday, February 15th, 2011 OR Tuesday March 29th, 2011

9:00 AM – 5:00 PM  (Eastern Time)

2155 Riverside Parkway Lawrenceville, GA

 

There are several motels close by if you need one you can Google either Lawrenceville, Suwanee, or Norcross for the motels nearby.

 

Links to Blog Post corrected from FL Round table post on Insurance Appraisal Provisions

January 6, 2010

We apologize that yesterday’s post contained some incorrect links which have now been corrected and updated for those wishing to review the blog postings referred to in our post:

https://dimechimes.wordpress.com/2010/01/05/fl-consumer-advocate-round-table-1610-topic-is-appraisal-in-fl-policies-dont-miss-it/

In addition, Merlin’s site has a new post commenting on two additional Florida Insurance Carriers also revising appraisal provisions in their policies. Click here to view


FEMA considering use of Foreclosed homes for large catastrophe in Florida

June 3, 2009

Now here is an option that sure would work well when looking for Additional Living Expense housing for insureds as well if they would be available for short term rentals for storm victims:

http://www.foxnews.com/politics/2009/06/03/fema-considers-placing-florida-storm-victims-foreclosed-homes/

In another update on FEMA housing, the Obama Administration is considering a Katrina Fema housing transition and sale of Katrina trailers for $1.00 to $5.00 per trailer. Read about that here:

http://www.washingtonpost.com/wp-dyn/content/article/2009/06/02/AR2009060203897.html?g=0

 

Here is also an update on the sale of FEMA Trailers in another move


2/5/09 Updates on the State Farm Announcement in FL

February 5, 2009

January 09 has certainly had interesting moves in the ongoing  “Who Moved my Claims Cheese” we’d blogged about here.

 Flexibility for independent adjusting firms and independents is even more important today with the State Farm announcement as well as with the December 08 announcement by Citizens on independent adjusting firms selected to handle their claims (supplementing their own staff adjusters).

In the early part of January 2009, Attorney Chip Merlin who is the Consumer Advocate member of the newest Citizens Task Force Mission posted articles about upcoming meetings where recommendations were being made to return Citizens FL back to the insurer of last resort it was initially intended to be. Approximately 3 weeks later, BOOM, the big announcement that State Farm would be leaving the FL homeowners market over a dispute on their request for a 47% rate increase after their request was denied.

We’ve been following the news updates and the struggles policyholders are having locating new coverage. There is also alot of news from other points of view to include more from Chip Merlin’s blog and news from the carrier themselves, news from the Polk County Board where the FL HQ for the carrier is, and much more. The most surprising was the request this week from Alex Sink with the FL Department of Financial services that the carrier let their captive agents place these 1.2 million policies with other private insurers. The carrier rejected the request according to some of the following linked news sources.

To read about all of these new developments post State Farm release here are a few samples of these articles and blogs discussing these hot topics:
http://blogs.orlandosentinel.com/news_columnist_mikethomas/2009/02/how-charlie-crist-shot-himself-in-the-foot-on-state-farm.html

This one discusses the unprofessional  comments Gov Crist made about the company departure and the higher rates folks are finding trying to find other coverage:

Here’s another blog with even more entries from policyholders trying to find new coverage:

http://blogs.orlandosentinel.com/news_columnist_mikethomas/2009/02/state-farm-exoduswhere-to-go.html

Wall St Journal article carrying the quote Crist made about them leaving and also comments that he is trying to prevent them from cancelling more than 2% of their policies in a single year:

http://online.wsj.com/article/SB123371173559046209.html

Will the carrier’s move cost them loss of many autos as well?

http://blogs.orlandosentinel.com/news_columnist_mikethomas/2009/02/state-farms-huge-gamble-dump-my-house-lose-my-car.html

Polk County Board to write Crist since SF Regional office is in their county. Article quotes possible impact on 300 employees there (my guess underwriting and claims in the HO area):

http://www.newschief.com/article/20090205/NEWS/902050323/1022/LIVING?Title=Polk_board_writes_to_Crist_about_State_Farm

This next article contains great marketing info for adjusting firms about what other FL carriers are saying about how many policies that they can assume of  State Farm’s.
http://www.orlandosentinel.com/business/orl-statefarm0509feb05,0,4365661.story

In this next article they discuss the impact this may have forcing insureds into Citizens as well as asking a question if this is a chicken game between the carrier and Crist:

http://www.orlandosentinel.com/orl-miket0509feb05,0,5259638.column

This article says Alex Sink- Dept of Ins is trying to talk SF into letting it’s captive agents write for private insurers and contains another list and more info on carriers wanting to take over the policies as well as quoting Citizens of FL saying they do have capacity to take all 1.2 million policies if need be (my insert here…..what happened to the new Citizens task force that is studying the return of Citizens to an insurer of last resort!):*Note I have another link where SF is quoted saying this is not going to happen letting their agents write for private insurers although they can write for Citizens)

http://www.miamiherald.com/business/story/886725.html

This is the link with the info about Sink”s letter to SF’s Jim Thompson and says right now their agents can only write for SF and Citizens:

http://www.orlandosentinel.com/business/orl-statefarm0409feb04,0,3775835.story

Here is an article saying SF will NOT let it’s agents write through the private carriers:

http://www2.tbo.com/content/2009/feb/03/plenty-insurance-companies-want-state-farms-polici/news-politics/

Here are updated comments where SF says they haven’t given up on getting the 47% rate increase but it was not a ploy announcing it was leaving the FL market but sounds like they are considering an APPEAL on the rate decision:

http://www.jacksonville.com/news/florida/2009-02-03/story/state_farm_hasnt_given_up_on_47_percent_rate_increase

The above linked article is very interesting since major plaintiff attorney Chip Merlin recently posted several blogs on State Farm’s planned departure questioning if it was Propoganda:

This first blog discusses suggested “sham economics” between funds from the FL branch and corporate HQ:

http://www.propertyinsurancecoveragelaw.com/2009/02/articles/state-farm/state-farms-freakoutnomics/

Here is the one on Power/Propoganda Play questions:

http://www.propertyinsurancecoveragelaw.com/2009/01/articles/insurance/state-farms-power-play-and-propaganda-ploy/

I know this is alot of information to digest but they cover many of the base questions we all have about how this decision will effect us as residents of FL as well as independent adjuster opportunities.

In case your thinking well they will all just be moved to Citizens still…read these two additional entries from Attorney Chip Merlin about an upcoming Task Force meeting about returning Citizens back to an insurer of last resort. These were written at the beginning of January. He is the consumer representative on this Task Force:

http://www.miamiherald.com/business/story/838975.html

http://www.sun-sentinel.com/business/sfl-flzcitizens0104sbjan04,0,5619118.story

Where does this leave adjusting firms? Where does this leave independent adjusters? As there is two years State Farm indicates to get this worked out this will be major for independent adjusters servicing State Farm catastrophe losses as well as the vendors selected in Citizens latest RFP. It is interesting to note that Citizens FL had just approved the selection of 30 vendors and rejected 28 of them in a December 12, 2008 and many of those firms rejected had experience servicing their claims. More on that in the next blog…….

 

 

 


Opportunities to work Citizens Insurance of FL claims

July 26, 2007

We continue to receive many inquiries from adjusters about the opportunities available to work claims for 1 of the 45 Independent adjusting firms selected to work claims for Citizens Insurance of Florida.

Due to the number of requests, we have spent months following the topics to provide you links to information you should know to work the claims. We now have a list of the 45 vendors, the 103 page RFP the vendors had to use for operating standards to handle the claims with the amendments, the links to the 2007 Claim Procedure guide, links to the Citizens of FL Task force website and videos of task force committee meetings, Citizens Board meetings and links to the 45 vendors websites and have uploaded each of the Citizens pre-orientation meeting ads by selected firms  we could locate as well as informational emails put out by many of the adjusting firms involved. If you need the details so you have the whole picture (not just information shared by your vendor), visit ClaimSmentor for links to more information.

This independent reference material includes links to so many good news articles on issues you will be facing working in Florida should a hurricane be suffered by our residents again this year. We as adjusters well know that the Florida financial insurance crisis will increase the stress of the policyholders we serve and you should be aware of the many issues they are reading about.

Many adjusters do not know where to locate this information and the reference links you need are all located and provided for you. This will serve as a great field resource when you are out working assignments. Other important information you should view includes Citizens Fee schedules, the fines to be imposed for adjuster infractions of time service guidelines, and contact information for Citizens personnel should you have difficulty recovering your fee payments from firms as some have experienced in prior seasons. That is a whole new topic in and of itself we’ll address in another posting. This reference material is independent research- we are not affiliated with the task force or Citizens of Fl. We are simply a claim staffing firm and also citizens of the state of FL very concerned and proactive in our followup on claim handling issues adjusters are facing.

We are going to continue to follow the developments in training options for you and additional reference material.