Do you REALLY know what your Errors and Omissions Coverage covers?

January 10, 2008

We continue to be concerned for adjusters and adjusting firms regarding Errors and Omissions coverage due to the increased litigation in the aftermath of Katrina where numerous adjusters and adjusting firms have been named in many lawsuits.

ClaimSmentor  has discussed this issue with Dale Moore and Michael Hale- President of Claims Professional Liability Insurance Company at who are both members of ClaimSmentor. You will also note that NAIIA and NACA both endorse their program by providing links to their E and O program on their sites.

We have set up a Q and A session with Dale Moore -Director of Client Services for CPLIC and Michael Hale- President of CPLIC to host a Q and A session for all ClaimSmentor participants. All information was mass emailed out to our participants with the instructions for submitting your written questions about E and O coverage . They will then prepare written answers to the submitted questions we will be posting in our forums (no names will be released with the questions). This will be followed by an open Chat sessions online for our members to join in a LIVE discussion which Mr Moore and Mr Hale will moderate on January 22, 2008 at 6pm CST.

This should be informative to all participants as there are many questions everyone has such as ….Should you blindly accept the E and O coverage of the adjusting firm you are working claims for if they provide coverage or should you also have your own policy? Who covers your attorney fees if you are named in a lawsuit as many have been since Katrina? If your attorney fees are covered…is that over and above your limits or does it reduce your limits?

Whistleblower cases and your E and O coverage- part 2

August 23, 2007

I have updated the 8/22/07 blog today to include information on the 2nd whistleblower RICO case, more info on the Scruggs whistleblower case, as well as to discuss adjusters need for E and O coverage. You can view that entire blog here:

Here are two more articles to read with Scrugg’s attorney commenting and a WSJ update from yesterday on the case:

Here are the first comments I’ve seen published from an attorney representing Scruggs on this:

Here is also the WSJ Law Blog entry from yesterday on the case:

See you tomorrow!


Well- nothing is simple on these cases. As soon as I thought I’d finished reporting on the whistleblower cases, the next item reviewed is this August 23rd blog alleging more allegations against carriers:

This was linked to in this AM in the morning blog entry:

Here is a June news article  on the Hood  breach of contract suit and a NU news article from May in case you aren’t familiar with that action involving the Katrina cases:

Here is an August 2007 Clarion news article about the carrier attempting to dismiss the suit:

I hope all of you  are trying to objectively understand what is going on with these cases. Take the time to go directly to the carrier websites and look at their news and press releases for their “direct from the source” news releases. You’ll find  quite interesting information in what appears to be a war of the press releases by all parties involved but I prefer to think of it as the carriers trying to educate the public about many misconceptions found in the press. I’m glad to see them posting information from their perspective when years ago they remained silent on these issues on their websites.

Off to work time to specially link those articles vs just posting them as is!