8.8 EQ and many after shocks in Chile- Translation services adjusters may need!

February 27, 2010

We are watching all of the news on the Chile 8.8 Earthquake which struck today. News stations are reporting over 25 after shocks already.

We are posting in the Storm Forum on ClaimSmentor news from the adjusting community should any be deploying adjusters for our members. We are also retweeting important posts we come across on Twitter if you’d like to follow at www.twitter.com/ClaimSmentor as well.

This is a great time to bring back up a former blog on translation services insurance adjusters may find useful:

https://dimechimes.wordpress.com/2007/08/17/billingual-adjusters-in-big-demand-please-update-your-resume-if-applicable/

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5.4 Earthquake hits Illinois and surrounding states 4/18/08- Watch here for staffing requests to follow

April 18, 2008

Fox News is reporting a 5.4 earthquake in Illinois- the strongest they say to hit the area in 40 years. Later reports are now saying 5.2 centered in eastern Illinois. They say it was felt in IL, IN. MO, KY, TN and others. Below you will find some of the initial reports. They are showing photos of brick damage to buildings in Louisville, KY now. Here are some of the initial reports. We’ll update this blog entry with more news and emergency adjuster licensing information in the states involved as the day progresses. We will also update this blog with all new staffing requests received as a result of this EQ as the week progresses so check back regularly.

EQ Info:

Us Geological website– see top left hand corner for today’s EQ info:

http://earthquake.usgs.gov/

This link provides info with distance from other cities– I see it’s only 38 miles from Evansville, Ind:

http://earthquake.usgs.gov/eqcenter/eqinthenews/2008/us2008qza6/

Illinois EQ info website:http://earthquake.usgs.gov/regional/states/?region=Illinois

 

Fox news release:

http://www.foxnews.com/story/0,2933,351698,00.html

Here’s more news on Chicago and Indiana:http://www.myfoxchicago.com/myfox/pages/Home/Detail?contentId=6338887&version=1&locale=EN-US&layoutCode=TSTY&pageId=1.1.1

 

News out of Ft Wayne, Ind:

http://www.journalgazette.net/apps/pbcs.dll/article?AID=/20080418/LOCAL/364069032/1002/LOCAL

News out of Grand Rapids, MI:

http://www.mlive.com/news/index.ssf/2008/04/earthquake_centered_in_illinoi.html

This post will be edited with more information shortly.


Supplemental Request 4/18/08 for TX licensed/Nationwide Certified Adjusters

April 18, 2008

 

We have received a supplemental request (original was 4/11/08-click here for all details on prior blog post on the opportunity) for TX licensed (resident or non resident) adjusters who do HAVE their Nationwide Insurance carrier certification exam. Please see the prior link for all necessary information for consideration. We do need the approximate date of your Nationwide passing exam as well as the name of the vendor you took the exam through as the adjusting firm we are staffing firm must verify with Nationwide that you have completed their certification. No exceptions can be made. Last week we received resumes from some outstanding experienced adjusters but they did NOT have the Nationwide certification thus we were not able to submit their information for this particular opportunity.

We do welcome all applicants for future opportunities but for this particular one- the Nationwide certification AND the experience requirements must be met for consideration. All others- please just specify in the subject area of your email that you are requesting roster placement.

Note that a 5.4 Earthquake has hit today in Illinois, we’ll have more information up on that soon as well as posting information throughout the week on any additional staffing requests so check back often.


6.0 Earthquake rocks NV, UT, parts of CA 2/21/08- Adjuster Information

February 21, 2008

Fox news has a breaking news story that a 6.0  EQ just hit Elko, NV. It is listed in this Fox news story as 430 miles from Las Vegas and 230 miles from Salt Lake City, UT. It also says folks as far away as southern CA felt the quake.http://www.foxnews.com/story/0,2933,331649,00.htmlThis report in the Salt Lake City Tribune is saying the worst damage is in Wells, NV:http://www.sltrib.com/ci_8323975

Here is more news on Reuters confirming Wells, NV worst damage:

http://www.reuters.com/article/latestCrisis/idUSN21267529

Looking at the statistics, Elko has a population of, 16,708 and 3,880 owner occupied dwellings and 2,320 rental tenant occupied dwellings for a total of 6.948 according to this demographic report of the area. The demographics for Wells, NV shows a population of about 1,300:

http://www.muninetguide.com/states/nevada/municipality/Wells.php

http://www.ci.elko.nv.us/econdev/area_description.htm#demo

Here are some demographics in Salt Lake City with over 1.2 million in the area with 181,000 in the immediate area.

http://www.saltlakecityutah.org/salt_lake_demographics.htm

Here are the links to :

NV Insurance Department on emergency Adjuster licenses:

Main licensing link:

http://www.doi.state.nv.us/Form-FormsIndex.htm#Producer%20Licensing%20Section

If you look at the 1/5/08 Press release at the Nv Dept of Ins website, you’ll see they have to declare a disaster to allow emergency adjusters to handle claims. They do not have one for the EQ today up as of this writing:

http://doi.state.nv.us/Press-Press2008Index.htm

Here is a link to some other state licensing info (scroll down to Insurance Adjuster) but it may be outdated since it says 2001 and some of the info on the Ins Dept website on the 1st link has pdf’s dated 06 and 07. If anyone finds the direct link to emergency adjuster licenses, please provide the direct link. This 2nd link shows that the fine is 1,000 per violation for handling claims unlicensed but I’m not finding the direct info to emergency licenses. Note, while they addressed resident and non resident adjuster licenses, there was no clear link to emergency adjuster license applications that I could find.

http://www.leg.state.nv.us/Statutes/71st/HtoL.html

These items came from the doi.state link above

1) This PDF provides info on 3 types of adjuster licenses and the fees involved:

KENNY C. GUINN STATE OF NEVADA ALICE A MOLASKY-ARMAN

Governor Commissioner of Insurance

SYDNEY H. WICKLIFFE, C.P.A.

Director

DEPARTMENT OF BUSINESS & INDUSTRY

DIVISION OF INSURANCE

788 Fairview Drive, Suite 300

Carson City, Nevada 89701-5491

(775) 687-4270 Fax (775) 687-3937

http://doi.state.nv.us

EFFECTIVE JANUARY 1, 2006

Effective January 1, 2006 the fee for the Recovery Account will be reduced from $15 to $10.

This reduction will be reflected in the total fees as follows :

FEE SCHEDULE EFFECTIVE JANUARY 1, 2006 ONLY FOR THOSE LICENSE TYPES THAT REQUIRE THE RECOVERY ACCOUNT FEE. There will be no refunds for overpayment of fees.

License Type Total Fees Affiliation Fee (if applicable)

Producer of Insurance $135.00 ($125 + $10)

$60.00 ($50 + $10)

(includes-limited credit, travel/baggage, fixed annuities and rental car agency)

Producer Agency $135.00 ($125 + $10)

 

Title Agent $135.00 ($125 + $10)

$60.00 ($50 + $10)

Escrow Officer $135.00 ($125 + $10)

$60.00 ($50 + $10)

Fraternal Agent $135.00 ($125 + $10)

$60.00 ($50 + $10)

Independent Adjuster $135.00 ($125 + $10)

$60.00 ($50 + $10)

Public Adjuster $135.00 ($125 + $10)

$60.00 ($50 + $10)

Associate Adjuster $135.00 ($125 + $10)

$60.00 ($50 + $10)

Insurance Consultant $135.00 ($125 + $10)

$60.00 ($50 + $10)

Motor Club Agent $88.00 ($78 + $10)

$60.00 ($50 + $10)

Surplus Lines Broker $135.00 ($125 + $10)

$60.00 ($50 + $10)


THE FEE FOR ADDING LINES OF AUTHORITY TO THESE LICENSE TYPES WILL BE $60.00 ($50 + $10

Here is also a PDF with Fingerprinting info:

JIM GIBBONS STATE OF NEVADA ALICE A. MOLASKY-ARMAN

Governor Commissioner of Insurance

MENDY K. ELLIOTT

Director

DEPARTMENT OF BUSINESS & INDUSTRY

DIVISION OF INSURANCE

788 Fairview Drive, Suite 300

Carson City, Nevada 89701-5491

(775) 687-4270 Fax (775) 687-3937

Website: doi.state.nv.us

E-mail: insinfo@doi.state.nv.us

NOTICE

To: All Insurers, Insurance Producers, and Other Interested Parties

Date: September 7, 2007

RE: Fingerprint card processing fee increase

Effective October 1, 2007, the fee for fingerprint cards will increase from $45.00 to $51.25 because of the increased fees charged by the Federal Bureau of Investigations (FBI) for the processing of fingerprint cards from Nevada.

The Department of Business and Industry, Division of Insurance (Division) requires an individual to submit two complete sets of fingerprints which are ultimately forwarded to the FBI to conduct a background search.

Any cards processed by the FBI after September 28, 2007 must include the appropriate fee. Accordingly, any application or submission received by the Division after September 28, 2007 must include the new fee of $51.25. Applications or submissions that do not include the appropriate fee will be deemed incomplete and will not be processed until the correct fee is paid.

The Division cannot guarantee cards will be processed at the lower fee.

Persons with questions regarding this information may contact the licensing section of Division at (775) 687-4270 in Carson City or (702) 486-4009 in Las Vegas.


DOC 324 C Fingerprint Fee Increase 09.07.07 jm

Note this info is also found on a PDF on the NV Ins Dept website with contact numbers of some of the major carriers in NV for adjusting firms marketing efforts:

ADDITIONALLY, HERE ARE A FEW TELEPHONE NUMBERS FOR CLAIMS

SERVICES FOR SOME OF THE INSURERS. WE WILL UPDATE THIS LIST AS

INFORMATION BECOMES AVAILABLE.

Updated 1/7/2008

AAA NEVADA (homeowners) – (800) 922-8228

and CSAA (auto)

ALLSTATE INSURANCE – (800) 547-8676

AMERICAN FAMILY – (800) 374-1111

CIVIL SERVICE EMPLOYEES – (800) 282-6848

and CSE SAFEGUARD

COAST NATIONAL – (800) 274-7865 (1-800-Bristol)

COUNTRYWIDE INSURANCE – (800) 846-0100

FARMERS INSURANCE – (800) 435-7764 (1-800-HelpPoint)

GEICO – (800) 941-3000 or (866) 435-1968

HARTFORD CLAIMS SERVICES – (800) 243-5860

IDS PROPERTY CASUALTY – (800) 872-5246

LIBERTY MUTUAL – (800) 225-2467

METLIFE AUTO & HOME – (800) 854-6011

NEVADA CAPITAL – (800) 986-9974 or (775) 321-1770 or (800) 381-2445

NEVADA GENERAL – (800) 840-4400

PERMANENT GENERAL ASSURANCE – (800) 280-1466 option 3

PROGRESSIVE – (800)-925-2886

SAFECO – (800) 332-3226

SHELTER INSURANCE – (800) 743-5837 (1-800-Shelter)

STATE FARM – (800) 732-5246 (1-800-SFClaims)

NATIONAL FLOOD INSURANCE PROGRAM – (888) 225-5356 (1-800-CallFlood)

Here is all the info I could find on the Adjuster licenses and application found on the Producer Licensing Link on their site:

STATE OF NEVADA

DEPARTMENT OF BUSINESS AND INDUSTRY

DIVISION OF INSURANCE

Procedures effective January 1, 2006

INDEPENDENT OR PUBLIC ADJUSTING FIRM & INDIVIDUAL FORMS & FEES

DOCUMENT #307

MAILING ADDRESS FOR PHYSICAL MAILING ADDRESS:

APPLICATIONS WITH FEES:

 

Nevada Division of Insurance Nevada Division of Insurance

P.O. Box 98572 788 Fairview Drive # 300

Las Vegas, Nevada 89193-8572 Carson City, Nevada 89701-5491

Any corporation that will be doing insurance business in the state of Nevada must be licensed by the Division of Insurance and qualified with the Nevada Secretary of State’s Office. If you have not already done so, you will need to contact the Secretary of State at (775) 684-5708. Your name and purpose must be approved by this office prior to filing your Articles of Incorporation (NRS 78) or submitting the Foreign Corporation Qualification to Do Business in Nevada (NRS 80). Any corporation that fails to maintain their qualification forfeits their right to do business in this state and must immediately surrender any licenses issued to them by this Division.

Domestic corporations must include the insurance clause in the purpose of their Articles of “TO ENGAGE AS AN ADJUSTER IN ALL CLASSES OF INSURANCE NOW AND HEREAFTER PERMITTED BY STATUTE.” THE LANGUAGE “ALL LAWFUL ACTIVITY” IS NOT ACCEPTABLE.

You can now access our forms and laws on our Internet website located at http://doi.state.nv.us. Our laws are found under Title 57 of the Nevada Revised Statutes.

INDEPENDENT OR PUBLIC ADJUSTING FIRM FORMS & FEES

REQUIRED FORMS:

1. BUSINESS ENTITY LICENSE APPLICATION:All portions of the application must be completed to be acceptable. All claims and records pertaining to Nevada risk must be administered and maintained in Nevada. The fee for the firm is $135.00. http://www.doi.state.nv.us/Form-PL-DOC325.pdf. If there are additional locations the fee for each additional location is $10.00. http://www.doi.state.nv.us/Form-PL-DOC322.pdf

2. AN INDIVIDUAL LICENSE APPLICATION MUST BE COMPLETED FOR EACH PERSON THAT WILL APPLY AS AN INDEPENDENT, PUBLIC OR ASSOCIATE ADJUSTER UNDER THE FIRM. List your agency affiliation on question 32. The fee is $195.00. Residents of Nevada must comply with Nevada’s fingerprint requirements.

3. Independent or Public Adjuster qualifications: The adjuster must be a resident of Nevada for at least 90 days prior to the submission of the license application. The adjuster must be 21 years of age and have 2 years recent (within the past five years) experience handling and adjusting claims. The adjuster must take and pass Part I and Part II of the “Producer” property and casualty PROMISSOR exams. You can access information on the exam by contacting PROMISSOR at 1-800-274-2609. The fee for an independent or public adjuster under a firm is $195.00.

4. Associate Adjuster qualifications: An associate adjuster must be 21 years of age. They are not required to take and pass the exam and they may be a resident or nonresident. They must be employed by a Nevada licensed independent or public adjuster. Residents must comply with Nevada’s fingerprint requirements. The fee is $195.00.

5. DOCUMENT 324 Resident’s requirements for Criminal History Search. The State of Nevada requires a criminal history report for applicants that are residents of Nevada. Complete 2 fingerprint cards with the detailed information required in DOCUMENT 324. You must attach the cards to your licensing application with a $51.25 cashiers check or money order made payable to the Department of Public Safety. The money order or cashiers check should be in a sealed envelope marked “DPS”. We will forward to the Nevada Department of Public Safety to obtain the criminal history report.

NRS 686A.225 Certain insurers to retain adjuster who resides in this state.

1. Except as otherwise provided in NRS 684A.060, any insurer who:

(a) Transacts property, casualty or surety insurance in this state; and

(b) Retains an adjuster to investigate and settle any claim arising under an insurance contract,

􀂬 shall retain an adjuster who resides in this state.

2. As used in this section, “adjuster” has the meaning ascribed to it in NRS 684A.020.

FEES: PLEASE PROVIDE ONE CHECK PAYABLE TO “NEVADA INSURANCE DIVISION.”ALL FEES ARE DEEMED EARNED UPON RECEIPT PURSUANT TO NRS 684A.110. NO REFUNDS WILL BE MADE.

DOC 307 Independent or Public Adjuster (rev 09.09.07 jm)

STATE OF NEVADA

Department of Business & Industry—DIVISION OF INSURANCE

Individual Resident and Non-Resident Insurance License Application

Mailing Address: P O BOX 98572, Las Vegas, NV 89193-8572 Office Delivery: 788 Fairview Dr #300, Carson City, NV 89701

(Please Print or Type)

Soc. Security Number

If applicable, NASD Individual Central Registration Depository (CRD) Number

Are you affiliated with a financial institution/bank?

Last Name JR./SR. etc

First Name

Middle Name

Date of Birth

Residence/Home Address (Physical Street)

P.O. Box

City 0

 

State 1

 

Home Phone Number

( ) –

Gender (Circle One)

Male Female

 

Are you a Citizen of the United States? (Check One)

Yes No (If No, of which country are you a citizen?)

Personal Business Name (dba) (Provide Nevada County Clerk Filing if you have a physical location in Nevada)

 

Business Address (Physical Street)

P.O. Box

City

Zip or Foreign Country

Business Phone Number

( ) –

Business Fax Number

Business E-Mail Address

Business Web Site Address

Applicant’s Mailing Address

City

Zip or Foreign Country

If Applicable, beginning date of residency in the State of Nevada: Nonresidents:

“Home State” where you hold a Resident License

Fein # ____________________________ Name of Agency

Fein # ____________________________ Name of Agency

Fein # ____________________________ Name of Agency

Employment History

Account for all time for the past five years. Give all employment experience starting with your previous employer working back five years. Include full and part-time work, self-employment, military service, unemployment and full-time education.

To

Position Held

Name

City State

Name

City State

Name

City State

Name

City State

Name

*********

New Procedures Effective 10/01/07

Submit to the Division of Insurance with your licensing application:

1. 2 completed cardsfingerprint cards completed as instructed below 2. In a separate and sealed envelope labeled DPS, a cashier’s check or money order for $51.25 made payable to Nevada Department of Public Safety Do not combine criminal history report fees with licensing fees.

The Division of Insurance will forward both fingerprint cards and the $51.25 cashier’s check or money order to the Nevada Department of Public Safety. The results will be returned directly to the Division of Insurance.

• Fingerprints may be done at the Promissor examination centers, local law enforcement office or from an authorized fingerprint vendor. All personal information boxes must be completed and

the following information must be written in the appropriate boxes on both cards.

Note
: Any criminal history report requested directly from the Nevada Highway Patrol will be accepted if previous procedures were followed until 4/1/04. If an applicant has had no criminal history, as indicated and certified on their application for a license, the commissioner may issue a license before the actual report is received.

The commissioner may suspend, revoke or refuse to continue the license if the applicant’s criminal history report shows a conviction or other criminal activity that was not disclosed on their licensing application.

F:/S/M/DOC 324 Fingerprints (rev 09.09.07 jm)

UT Insurance Department on emergency Adjuster licenses:Very interesting to see they waive the licensing exam for those with portions of the AIC program completed. This link provides their licensing fees and fingerprinting fees:   Adjuster License:  The exam is waived if the following qualifying conditions have been met:

  • Adjuster license applicants who have earned the Associate in Claims (AIC) designation, or have successfully passed AIC Exams #33 and #34, or #33 and #35, or #33 and #36. The AIC examinations are administered by the Insurance Institute of America.
  • Adjuster license applicants who are members of the Utah State Bar.

http://www.insurance.utah.gov/LicensingProc.html#licensing

I was able to find the emergency adjuster license info for Utah here:

http://le.utah.gov/~code/TITLE31A/htm/31A1A016.htm

and other licensing info here which does say it was updated in 2008:

http://le.utah.gov/~code/TITLE31A/31A1A.htm
 

____________________
“LUCK is where PREPARATION meets OPPORTUNITY”
Author unknown

“I’m not afraid of storms
for I’m learning how to sail my ship.”

Louisa May Alcott, Author (1832-1888)

 
 
   

Again, I apologize that the font size tool still can’t be found to consistently size font when combining information from several sources but I wanted to get this info out to you asap. I do recommend calling the UT and NV Dept of Insurance to be sure the information we could locate on the web is their latest guide regarding licensing BEFORE you go all the way out there without being properly licensed.


Category 7 by Bill Evans – Book Review

August 23, 2007

Need to “change your brain” as my mother likes to say after all that heavy duty reading on the whistleblower cases ?

Adjuster Donald Johnston shares information about this new book out by Bill Evans he highly recommends for reading with our membership!

Here is a link to information on this new book I located on the web:

http://abcnews.go.com/GMA/Books/story?id=3362114&page=1

This looks like interesting reading for those of us who love catastrophe adjusting and it should provide more reason to support the need for carriers, independents, and politicians to work together to make sure events like the horrors witnessed in the aftermath of Katrina never happens to Americans again.

Maybe if we’re lucky…..Bill Evans will see this blog and send us a few autographed copies for our ClaimSmentor Roving Reporters to evaluate the book! (Include an extra for me if you do Bill!)


Opportunities to work Citizens Insurance of FL claims

July 26, 2007

We continue to receive many inquiries from adjusters about the opportunities available to work claims for 1 of the 45 Independent adjusting firms selected to work claims for Citizens Insurance of Florida.

Due to the number of requests, we have spent months following the topics to provide you links to information you should know to work the claims. We now have a list of the 45 vendors, the 103 page RFP the vendors had to use for operating standards to handle the claims with the amendments, the links to the 2007 Claim Procedure guide, links to the Citizens of FL Task force website and videos of task force committee meetings, Citizens Board meetings and links to the 45 vendors websites and have uploaded each of the Citizens pre-orientation meeting ads by selected firms  we could locate as well as informational emails put out by many of the adjusting firms involved. If you need the details so you have the whole picture (not just information shared by your vendor), visit ClaimSmentor for links to more information.

This independent reference material includes links to so many good news articles on issues you will be facing working in Florida should a hurricane be suffered by our residents again this year. We as adjusters well know that the Florida financial insurance crisis will increase the stress of the policyholders we serve and you should be aware of the many issues they are reading about.

Many adjusters do not know where to locate this information and the reference links you need are all located and provided for you. This will serve as a great field resource when you are out working assignments. Other important information you should view includes Citizens Fee schedules, the fines to be imposed for adjuster infractions of time service guidelines, and contact information for Citizens personnel should you have difficulty recovering your fee payments from firms as some have experienced in prior seasons. That is a whole new topic in and of itself we’ll address in another posting. This reference material is independent research- we are not affiliated with the task force or Citizens of Fl. We are simply a claim staffing firm and also citizens of the state of FL very concerned and proactive in our followup on claim handling issues adjusters are facing.

We are going to continue to follow the developments in training options for you and additional reference material.