I’ve spent quite a bit of time researching available preliminary information on the devastating fires in southern California looking at it from our prospective in claims. The latest articles from late tonight indicate approximately 600 homes burned. Reports indicate upwards of 265, 000 evacuees from Malibu to Mexico as one article puts it. Other reports list less damage and the photos coming in the from stadium bring back horrible memories of Katrina. God be with the families and the brave firemen battling these blazes.
Below you will find links to many things you will need to know working catastrophe duty in California as well as links to licensing information not only for adjusters but adjusting firms, a list of carriers with the data supplied on direct written premium for adjusting firms wishing to market your services to the carriers involved, and a list of many adjusting firms listed on the California Assn of Independent Insurance Adjusters. We hope you find the details both interesting and informative for those of you researching potential assignments in California.
Information for Insurance Adjusters and Insurance Adjusting firms about working out in California on storm duty:
CA licensing link for resident and non resident adjuster licenses – click here (See Adjuster organizations and Branch office’s too on same link with forms)
CA Assn of Independent Insurance Adjusters-Membership list of adjusting firms- click here
CA Insurance Companies- Alphabetic listing with amount of direct written premium listed for adjusting firm marketing efforts if you are trying to get assignments for your teams out there (don’t forget Dimechimes Corporation can assist with filling your staffing rosters if you need more folks www.dimechimes.com for contact info): Click here and here
Prior blogs on overtime issues with employees in CA :Click here
Prior blog on CA classification of employee vs independent-new law-15-25K fines: Click here
**You can also click on the archives in right column for Temporary Housing and for Billingual Translation Services info
The Current reports of damage from the California Wildfires:
Slide show-over 250 slides of the damage: click here Notice all of the damaged autos as well as homes and businesses
News stories accounting for the damage statistics thus far:
Malibu – 5 homes, 2 commercial buildings: Click here
Evacuees over 250,000: Click here
Comments on evacuation from Malibu to Mexico: Click here
Article says San Diego County-500 homes/ 100 Commercial buildings: Click here
Damage Statistics seperated by each wildfire: Click here
Miscellaneous articles and emergency declarations for CA:
LA Times Road Closure listings: Click here
Southern California photos sent in by the public: Click here
Fire Agency updated reports for all 11 fires: Click here
CA Governor’s speech 10/22/07 on the fires: Click here
CA Governor asks for 1,500 National Guard and Navy and Air Force support: Click here
Website for firemen with current stories from their perspective: click here (check their forums as well as news stories)
Adjusters and Insurance Companies in the news in CA for the wildfires:
Auto Owners-property and auto claims/ Adjuster in evacuation centers-will call insureds within 30 minutes of loss notice-imagine those standards! Click here
I’ll be adding to this all day tomorrow. I also saw a story about Farmers sending 260 adjusters and I’ll provide that link and others on the damage statistics tomorrow as the news is updated.
Music always expresses deep emotions which I am feeling after viewing the slides and reading these stories. I was brought up the daughter of a Navy Commander attending military churches in our childhood. One of my favorite hymns from those days comes to mind all day today as I watched the fire flights distributing water over the devastated communities which was the naval hymn “Eternal Father Strong to Save”. “Lord guard and guide the men who fly through the great spaces in the skies, be with them always in the air, in darkening storms and sunlight fair” (here’s a link to the entire Naval hymn) so I’ll close this saying God Bless you to the firemen who are doing the very best they can to protect families and homes under such dire circumstances.
Our thoughts and prayers go out to the adjusters who will be dealing in the field with the aftermath of this storm. Let’s all hope that the great state of California treats you much better than the treatment insurers thus adjusters have received during Katrina storm assignments in LA and MS by the politicians and attorneys there. Storms such as this try the best of adjusters due to the emotional and stressful conditions they are dealing with. Let’s support those going. God Bless the USA.
Lord, guard and guide the men who fly
Through the great spaces in the sky,
Be with them always in the air,
In dark’ning storms or sunlight fair.
O, Hear us when we lift our prayer,
For those in peril in the air.
Here’s a link to the music that accompanies these lyrics if you’d like to hear it: Click here
Photos courtesy readers at LA Times: http://yourscene.latimes.com/mycapture/photos/Album.aspx?EventID=357460&CategoryID=20832
**Update 10/23/07: Article quoting 16 firemen injured/25 others, up to 300K evacuees, and 655 structures: Click here
**Update 10/23/07 3:40 Pm CST- 2 now dead, 1600 structures destroyed (this is not a valid insurance claim number as there would be partial losses, civil authority evacuation coverage for the almost 500,000 evacuations Fox news is now reporting, fire damage is covered to trees, shrubs, food spoilage and other power interruption coverage, business interruption losses for commercial businesses and other coverages too numerous to list. Many of these Additional Living Expense (ALE) claims can be handled by the carrier claim central in office departments.
Click here for info on 10K at stadium, 2 deaths, 1600 structure fires and more damage assessment. Excellent photos included.
AIG Insurance Company sprays Phos-Check Fire Retardant on homes to save them: Click here for Fox Business news story on this and other insurance measures in CA on wildfire insurance coverage
Army Times news article about where the Army troops will be used at the stadium, fairgrounds,etc to help: Click here
ABC News Excellent article-today’s Governor’s speech, 1239 Federal Firefighters, and tonight’s ABC 20/20 broadcast at 10pm EST as well as comments from FEMA and more damage assessments: Click here
Video and Audio footage of fires at ABC New’s I-Caught: Click here (The sound of the wind is horrific)
***Updates 5pm CST:
Insurance Network ( IINC) of CA- list of wildfires with insurance dollar data through 2007: Click here
Telephone Numbers for Insurance Companies in CA to report a claim (or adjusting firm marketing!): Click here
Insurance Information Institute (III.org) information on US Wildfire Catastrophe 1970-2006: Click here
Insurance Journal information on Carriers Assessing the Damage: Click here
Red Cross Shelters for CA Wildfires and Details on structures damaged and structures threatened per wildfire: Click here
**Update 8:20pm CST 10/23/07 One million now evacuated: Click here
Carriers report in as of 2pm today to Insurance Information Network of California with 1,760 claims thus far reported and projected insured losses now $500 million: Click here