How much income can I make as an adjuster?

  Web Tag: Insurance Adjuster Pay

We often receive the question from new adjusters about the amount of income a staff adjuster or an independent adjuster or a catastrophe adjuster can make. Many forums say this topic is taboo to speak about it on public forums.

Here are many articles found on public websites for your informational purposes for those of you exploring careers in this profession.

I’ll be posting in this blog later about pros and cons of staff adjusting versus being an independent adjuster. I continue to be amazed teaching online classes on ClaimSmentor how many adjusters have misconceptions about the freedom associated with being an independent because they really have no experience yet with the expectations of carriers for independent adjusters handling their claims….so check back often for updates on many topics!

This first article is by National Underwriter Claims Magazine now managing Editor, Eric Gilkey “Overwork/Underpaid”:…

Here is also the latest Bureau of Labor statistics report on Adjuster pay:

Here is one more salary link for you:

Here you will find a link to an interesting formula used by an adjusting firm for figuring independent pay! Let us know how accurate you think this could be!


**Update 8/14/07- Here’s another site with adjuster income projections:

Make sure you also review our 8/14/07 blog on Adjuster fees in the News for deductions from this gross income type of a listing.


It is very hard to pinpoint an “average” salary or compensation for an independent adjuster. There are many many variables such as the number of files assigned, the tight zoning of assignments in a territory or much travel involved between appointments, the fee schedules of the carriers and the fee split with the adjusting firm. Also, variables exist as to which expense items independent adjusting firms take a fee split on such as mileage, photos, tolls, and other items from the gross fee schedule billings. The net income to an  independent adjuster also varies greatly based on their temporary housing expenses at a cat site, gas expenses depending on travel from home and then site to site, there is no cut and dry answer but hopefully these well researched articles may give you some indication. Be leary of the ads and rumors you hear about those earning high dollars. While there certainly are those who do earn those figures based on years of expertise, there is no guarantee of such income. All independents can vouch for that after the slow 2006 storm season!

8 Responses to How much income can I make as an adjuster?

  1. […] Posts Dimechimes Claim Staffing Requests- Hurricane Ike Staffing -Updated 10/01 5pm ETHow much income can I make as an adjuster?FAQ and Current Job Opportunity Info/Catastrophe Roster opportunities August 2007New Source for […]

  2. Dimechimes says:

    Here is a good report showing staff adjuster salary by year of experience which looks very accurate:

  3. […] on adjuster income as found publicly on many websites and in the press here if you missed them. Here and […]

  4. […] talked about adjuster income a week or so ago here in this blog due to the frequently asked question by new adjusters about income. I commented in that blog about […]

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